October 2016 Net Worth: $169,275.18

Well, there she is. Bye, bye Shima! We sold her this past month. I’m not going to say I didn’t cry. It’s silly, I know. A car. But, when it’s your first car, your dream car, and you think of everything that’s happened to you in the past 12 years, well, you know, memories and stuff. ūüėČ

ASSETS

Cash Savings               5,811.90

CPS 403b                       60,037.09

IRA: Roth                     30,647.13

IRA: Traditional         9,898.64

More Vanguard Fun   41,283.95

Horace Mann 403b   3,296.47

Pension                        21,500.00

172,475.18

LIABILITIES

Credit Cards               3,199.31

Total Net Worth:         169,275.87

Updates…

Cash Savings: This has gone up because of the sale of my car.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional: Letting compound interest do its thing.

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann: They sent me a letter saying there may be some money owed from the Retirement fund, so I may be looking into that next month. 

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

September 2016 Net Worth: $168,051.17

The picture is in honor of another¬†friend’s¬†bachelorette party this past weekend. We took a trolley tour around the city, stopping in front of Wrigley Field, of course. Go Cubbies! I am off to L.A., Sweden, Germany, and Denmark tomorrow! ūüôā

On to the fun stuff…

ASSETS

Cash Savings               5,257.01

CPS 403b                       59,851.59

IRA: Roth                     29,991.82

IRA: Traditional         9,868.06

More Vanguard Fun   40,877.51

Horace Mann 403b   3,290.93

Car                               1,200.00

Pension                        21,500.00

171,836.92

LIABILITIES

Credit Cards               3,785.75

Total Net Worth:         168,051.17

Updates…

Cash Savings: This has gone down, thanks to no consistent pay check. (Funemployment!)

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional:¬†Letting compound interest do it’s thing…

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†This¬†was the only thing that actually went up. Interesting…

Car: I have finally listed this!

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

August 2016 Net Worth: $173,157.16

 

The picture is in honor of my friend’s wedding this upcoming weekend. I love weddings!

You can just call it a “Side Hustle Summer.” With 2-3 babysitting gigs a week along with focus groups and selling items on the side, I am bringing in an okay amount of money. I mean, it’s no steady paycheck (miss those!), but it is still wonderful getting to do whatever you want whenever you want every single day. ūüôā

ASSETS

Cash Savings               6,145.13

CPS 403b                       61,284.85

IRA: Roth                     30,172.59

IRA: Traditional         9,929.23

More Vanguard Fun   41,318.89

Horace Mann 403b   3,284.83

Car                               1,200.00

Pension                        21,500.00

174,835.52

LIABILITIES

Credit Cards               1,677.96

Total Net Worth:         173,157.56

Updates…

Cash Savings: This has gone up, thanks to babysitting gigs and focus groups.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional:¬†Letting compound interest do it’s thing…

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†This just stays there. I probably won’t do anything with it.¬†

Car: I should probably sell this already.

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

July 2016 Net Worth: $174,802.16

Excuse the late update; my WordPress was acting up. A couple updates, friends. A lot has happened the past month. The picture is from my sister and I attending World Youth Day in the motherland, Poland. As for the job front? Long story short, I have resigned from my job and am taking a “mini-retirement.” It feels wonderful. ūüôā

Now, that you’re settled in, let’s¬†see those¬†July/mostly August numbers. ūüėČ

ASSETS

Cash Savings               5,961.99

CPS 403b                       61,284.85

IRA: Roth                     30,521.24

IRA: Traditional         10,018.15

More Vanguard Fun   41,840.76

Horace Mann 403b   3,279.23

Car                               1,200.00

Pension                        21,500.00

175,606.22

LIABILITIES

Credit Cards               804.06

Total Net Worth:         174,802.16

Updates…

Cash Savings: I played a little around the with the Vanguard money to budget for the next few months.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional: I maxed out my Roth!

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann: This went up about 10 dollars.

Car: It is time to sell this.

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

 

 

June 2016 Net Worth: $173,006.83

I just got back from Singapore and Thailand on Wednesday.¬†That photo is of me at the Marina Bay Sands infinity pool in Singapore.¬†I also fell in love with Chiang Mai and playing with the elephants! While I was on the trip, the stock market dropped a bit from Brexit, hence the net worth. But, such is life, right? Sometimes you win, sometimes you lose, but it all balances out in the end. ūüôā

ASSETS

Cash Savings               2,988.97

CPS 403b                       59,201.67

IRA: Roth                     24,444.13

IRA: Traditional         9,676.33

More Vanguard Fun   60,956.74

Horace Mann 403b   3,268.39

Car                               1,200.00

Pension                        15,865.77

177,602.00

LIABILITIES

Credit Cards               4,595.17

Total Net Worth:         173,006.83

Updates…

Cash Savings:¬†I¬†need to finally invest in a multi-family property this year, so my cash isn’t going away to rent each month.

Brokerage: Do you notice this is missing? I FINALLY transferred it over!

403b: It is summertime, so I am not able to put 60% of my paycheck into my Vanguard VTSMX fund. I am doing the best I can with side-hustle summer money, though.

IRA Roth and Traditional: This fluctuated a bit. Thanks Brexit.

More Vanguard Fun: I have been reading more and more about asset allocation, so I would like to balance this out.

Horace Mann: This only went up a few dollars. Should I switch this to Vanguard?

Car:¬†I would like to use this for job interviews, until I land one where I do not need it, then I’d like to sell it.

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

May 2016 Net Worth: $169,633.36

Oh, June, how I love you so. One more week of school! And then off to Singapore and Thailand! ūüôā

 

ASSETS

Cash Savings               1,222.27

Brokerage                    50.11

CPS 403b                       59,201.67

IRA: Roth                     23,780.11

IRA: Traditional         9,451.39

More Vanguard Fun   58,908.35

Horace Mann 403b   3,262.83

Car                               1,200.00

Pension                        15,865.77

172,5942.50

LIABILITIES

Credit Cards               3,309.14

Total Net Worth:         169,633.36

Updates…

Cash Savings:¬†I¬†need to finally invest in a multi-family property this year, so my cash isn’t going away to rent each month.

Brokerage:¬†I¬†realistically probably won’t transfer this ’til summertime.

403b: I am putting in 60% of my paycheck into my Vanguard VTSMX fund.

IRA Roth and Traditional: This fluctuated a bit.

More Vanguard Fun: I have been reading more and more about asset allocation, so I would like to balance this out.

Horace Mann: I haven’t been adding this fund, so I added it now.¬†

Car: I am going to start selling this next week!

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

April 2016 Net Worth: $159,777.23

Hey, May!¬†Good to see you. 7 more weeks! Just got back from a great trip to Rio de Janeiro. Highly recommend it for those who haven’t been. ūüôā Guess what I am starting this week with my students? A personal finance unit! So excited!

On to the fun stuff…

ASSETS

Cash Savings               2,010.81

Brokerage                    50.11

403b                           53,894.59

IRA: Roth                   23,829.99

IRA: Traditional         9,546.43

More Vanguard Fun   55,150.09

Car                              1,200.00

Pension                        15,865.77

161,547.79

LIABILITIES

Credit Cards               1,770.56

Total Net Worth:         159,777.23

Updates…

Cash Savings:¬†I¬†need to finally invest in a multi-family property this year, so my cash isn’t going away to rent each month.

Brokerage:¬†I¬†realistically probably won’t transfer this ’til summertime.

403b: I am putting in 60% of my paycheck into my Vanguard VTSMX fund.

IRA Roth and Traditional: This fluctuated a bit.

More Vanguard Fun: I have been reading more and more about asset allocation, so I would like to balance this out.

Car: Still have this guy.

Credit Cards: I pay these off in full every month, of course.

How are you doing with your net worth goals?

March 2016 Net Worth: $156,016.58

Happy April! This is the way I want to see it every month…net worth going up, up, and away! ūüėČ

ASSETS

Cash Savings               3,757.35

Brokerage                    50.11

403b                            51,456.14

IRA: Roth                   23,486.85

IRA: Traditional         9,408.97

More Vanguard Fun   53,442.54

Car                              1,200.00

Pension                        15,865.77

158,667.73

LIABILITIES

Credit Cards               2,651.15

Total Net Worth:        156,016.58

Updates…

Cash Savings:¬†I¬†need to finally invest in a multi-family property this year, so my cash isn’t going away to rent each month.

Brokerage:¬†I¬†realistically probably won’t transfer this ’til summertime.

403b: I am putting in 60% of my paycheck into my Vanguard VTSMX fund.

IRA Roth and Traditional: This fluctuated a bit.

More Vanguard Fun: I have been reading more and more about asset allocation, so I would like to balance this out.

Car: Still have this guy.

Credit Cards: I pay these off in full every month, of course.

How are you doing with your net worth goals?

February 2016 Net Worth: $148,424.31

March in Chicago is a fun time..especially when your net worth finally rises to the highest it’s ever been!¬†Let’s just keep on goin’ up, eh?

ASSETS

Cash Savings               1,127.41

Brokerage                    50.11

403b                            48,329.03

IRA: Roth                   23,183.94

IRA: Traditional         9,287.62

More Vanguard Fun   51,482.12

Car                              1,200.00

Pension                        15,865.77

150,526.00

LIABILITIES

Credit Cards               2,101.69

Total Net Worth:         148,424.31

Updates…

Cash Savings:¬†I¬†need to finally invest in a multi-family property this year, so my cash isn’t going away to rent each month.

Brokerage: I should really transfer this. It made .02 since last month.

403b: I am putting in 60% of my paycheck into my Vanguard VTSMX fund.

IRA Roth and Traditional: This fluctuated a bit.

More Vanguard Fun: I have been reading more and more about asset allocation, so I would like to balance this out.

Car: Still have this guy.

Credit Cards: I pay these off in full every month, of course.

How are you doing with your net worth goals?

January 2016 Net Worth: $132,125.51

Happy February!¬†I¬†am off to Iceland today to (hopefully) see the Northern Lights! There’s been a dip in the net worth this month, but as long as I prioritize and stay the course, I know I’ll be alright. ūüôā

ASSETS

Cash Savings               1,645.03

Brokerage                    50.11

403b                            43,547.17

IRA: Roth                   20,987.21

IRA: Traditional         8,407.60

More Vanguard Fun   45,326.85

Car                              1,200.00

Pension                        15,865.77

137,029.74

LIABILITIES

Credit Cards               4,904.23

Total Net Worth:         132,125.51

Updates…

Cash Savings:¬†I¬†need to finally invest in a multi-family property this year, so my cash isn’t going away to rent each month.

Brokerage: I should really transfer this. It made .02 since last month.

403b: I am trying to put 60% of my paycheck into my Vanguard VTSMX fund, but I have missed out on it the past three cycles.

IRA Roth and Traditional: This fluctuated a bit.

More Vanguard Fun: I have been reading more and more about asset allocation, so I would like to balance this out.

Car: Still have this guy.

Credit Cards: I pay these off in full every month, of course. I still put all my spend on credit cards, so that each dollar can work for me somehow and not the other way around. Hello, holidays! This was a big one this month.

How are you doing with your net worth goals?