December 2017 Net Worth: $243,838.73

Just got back from an adventurous trip exploring Utah and Arizona. Hiked through water, up some cliffs, and then fell in love with Bryce Canyon. So gorgeous! The friend I traveled with took this pretty picture of Horseshoe Bend.

Happy 2018! My goals include acquiring another property, reading 30 books, and cooking, which is always on the goal list. ūüėČ

ASSETS

Chase                           1,229.52

PNC                               1,297.58

CPS 403b                      98,829.24

IRA: Roth                     45,899.22

IRA: Traditional         1,483.60

More Vanguard Fun   37,046.12

Horace Mann 403b   3,391.96

Pension                        25,571.67

HSA                               3,259.70

Condo                           168,326

386,334.61

LIABILITIES

Credit Cards               187.63

Mortgage                    142,308.25

Total Net Worth:        243, 838.73

Updates…

Cash Savings: Started a new checking account with Fifth Third Bank this month for my next rental property! ūüėČ

403b: All maxed out.

IRA Roth and Traditional:¬†Just seein’ that dough rollin’ in.

More Vanguard Fun: Investing what I would be putting toward rent into REITs.

Horace Mann: Not sure where to put these annoying funds.

HSA: AmeriTrade investment, $200ish goes straight into this from my paycheck.

Credit Cards: Pretty low this month. Nice to see.

Mortgage: Threw another 1k at this.

How are you doing with your net worth goals?

November 2017 Net Worth: $227,391.74

Last month was my first trip to the Middle East. It was also solo. Overall, I had a great impression of Jordan. Met a nice family with the daughter also having lived in Chicago. Love making connections around the world.

Happy December! I am looking at a rental property within my building. That would be convenient. We’ll see!

ASSETS

Chase                           1,096.52

PNC                               1,339.08

CPS 403b                      93,212.41

IRA: Roth                     44,116.70

IRA: Traditional         1,424.45

More Vanguard Fun   32,130.47

Horace Mann 403b   3,383.34

Pension                        23,472.67

HSA                               2,790.87

Condo                           167,165

370,131.51

LIABILITIES

Credit Cards               194.98

Mortgage                    142,544.79

Total Net Worth:         227,391.74

Updates…

Cash Savings: Going to start a new checking account with MB Financial Bank this month for my next rental property! ūüėČ

403b: All maxed out.

IRA Roth and Traditional:¬†Just seein’ that dough rollin’ in.

More Vanguard Fun: Investing what I would be putting toward rent into REITs.

Horace Mann: Not sure where to put these annoying funds.

HSA: AmeriTrade investment, $200ish goes straight into this from my paycheck.

Credit Cards: Pretty low this month. Nice to see.

Mortgage: Threw another 1k at this.

How are you doing with your net worth goals?

October 2017 Net Worth: $215,679.52

Howdy!

I came to school as Ariana “Grande” for Halloween. In all the schools I’ve taught at, this one definitely has¬† the most Halloween spirit. Most of the boys, ghouls, AND adults were dressed up. So fun!

Happy November! Astros won their first World Series last¬† night. Fun to watch. Jose is adorable. ūüôā

Okay, on to the good stuff…

ASSETS

Chase                            371.77

PNC                               1,314.25

CPS 403b                      91,806.99

IRA: Roth                     42,931.20

IRA: Traditional         1,402.95

More Vanguard Fun   29,795.61

Horace Mann 403b   3,376.52

Pension                        23,472.67

HSA                               2,345.41

Condo                           165,199

362,016.37

LIABILITIES

Credit Cards               2,199.35

Mortgage                    144,137.50

Total Net Worth:         215,679.52

Updates…

Cash Savings: Going to start a new business account with Chase this month for my next rental property! ūüėČ

403b: Almost maxed out.

IRA Roth and Traditional:¬†Just seein’ that dough rollin’ in.

More Vanguard Fun: Investing what I would be putting toward rent into REITs. Need to do that for this upcoming month.

Horace Mann: Not sure where to put these annoying funds.

HSA: AmeriTrade investment, maybe a hundo or so goes straight into this from my paycheck.

Credit Cards: Paying off in full each month.

Mortgage: Threw another 2k at this baby.

How are you doing with your net worth goals?

September 2017 Net Worth: $208,577.48

Officially in school for a month today. Loving my kids and life! My sister is running the Chicago Marathon this weekend, one of the best marathons out there. So excited!

ASSETS

Chase                            401.31

PNC                               4,188.77

CPS 403b                      90,251.51

IRA: Roth                     42,564.89

IRA: Traditional         1,386.72

More Vanguard Fun   24,633.66

Horace Mann 403b   3,370.13

Pension                        23,472.67

HSA                               1,529.12

Condo                           163,775

355,573.78

LIABILITIES

Credit Cards               572.53

Mortgage                    146,423.77

Total Net Worth:         208,577.48

Updates…

Cash Savings: First paycheck went to my business account, so transferred my paychecks to this account now.

403b: Almost maxed out.

IRA Roth and Traditional: Maxed out and ready to roll.

More Vanguard Fun: Investing what I would be putting toward rent into REITs.

Horace Mann:¬†They keep calling me, so I think it’s a sign I should do something. ūüėČ

HSA: AmeriTrade investment.

Credit Cards: Paying off in full each month.

Mortgage: Threw another 3k at this baby.

How are you doing with your net worth goals?

August 2017 Net Worth: $199,581.26

School is back in session, and it’s been a pretty good first week. Always a bit stressful getting back into the swing of things and getting used to new routines and such for the first month with a new group of kiddos. They seem super sweet, though. ¬†The end of August brought along a beautiful trip to Banff National Park near Calgary.

ASSETS

Chase                            1,912.79

PNC                               6,656.99

CPS 403b                      84,572.00

IRA: Roth                     40,823.82

IRA: Traditional         1,350.72

More Vanguard Fun   23,777.07

Horace Mann 403b   3,363.62

Pension                        23,472.67

HSA                               1,160.28

Condo                           164,363

351,452.96

LIABILITIES

Credit Cards               2,447.93

Mortgage                    149,423.77

Total Net Worth:         199,581.26

Updates…

Cash Savings: Summer = no paycheck = lower cash money in da bank

403b: Almost maxed out.

IRA Roth and Traditional: Maxed out and ready to roll.

More Vanguard Fun: Investing what I would be putting toward rent into REITs.

Horace Mann:¬†One day, I’ll do something.

HSA: AmeriTrade investment.

Credit Cards: Paying off in full each month.

How are you doing with your net worth goals?

June 2017 Net Worth: $184,365.62

Hola! The net worth took a dive because I haven’t updated the estimated condo value and mortgage yet. I will have to figure that out after I make the first payment next month. Updates? Well, in addition to buying a condo, I’ve got two roomies paying my mortgage for me (!!) and I arrived back from Peru a few days ago. Tonight, we are taking a whirlwind trip to NYC to visit my sister and check out some sights. Calling in to finally max out my Roth for the year, and hopefully things will be clearer next month once payments start becoming more regular.

ASSETS

Chase                            12,629.78

PNC                               6,778.01

CPS 403b                      82,927.93

IRA: Roth                     35,095.97

IRA: Traditional         1,327.80

More Vanguard Fun   20,404.33

Horace Mann 403b   3,341.94

Pension                        23,472.67

HSA                               1,018.16

186,996.59

LIABILITIES

Credit Cards               2,630.97

Total Net Worth:         184,365.62

Updates…

Cash Savings:¬†Added a new business account (PNC) for the condo. ūüôā

403b: Almost maxed out.

IRA Roth and Traditional:¬†Finally maxing this out. Took out 10k (gasp!) from Traditional for the down payment since you’re allowed to without penalty. ūüėČ

More Vanguard Fun: Took out a bunch for the down payment and closing costs.

Horace Mann:¬†Still annoyed. Still haven’t done anything.

HSA: Going to invest this with AmeriTrade, since Vanguard is not an option.

Credit Cards: Paying off in full each month.

How are you doing with your net worth goals?

Back to “work” as a teacher tomorrow!

I am so happy to announce the principal called me and told me I can start to go back as a temporary teacher tomorrow! Woo! I was bummin’ pretty hard about going back as an aide (after being a teacher for so long), but I am SO excited to go back to teaching! I missed it! I love my job and don’t see it as “work.”

Because of my 90-day¬†leave, I will miss my net worth goal by 20K this year, but, guys, get this. Since the stock market has been doing so well, even though I have been without a paycheck the past six months, my net worth has only gone down 5K. That’s it!

Life is so, so good. Did I mention I love this time of year?¬†It truly is the most wonderful time of the year! ūüôā

November 2016 Net Worth: $168,887.08

My mom and I went to Hong Kong over Thanksgiving Break. What a cool city! I start an aide position this week or next, depending on when my fingerprints go through.

On to the fun stuff…

ASSETS

Cash Savings               71.32

CPS 403b                      61,241.83

IRA: Roth                     31,534.06

IRA: Traditional         10,097.27

More Vanguard Fun   45,326.75

Horace Mann 403b   3,301.91

Pension                        21,500.00

173,073.14

LIABILITIES

Credit Cards               4,186.06

Total Net Worth:         168,887.08

Updates…

Cash Savings: This has gone down because I have paid off some cards.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional: Letting compound interest do its thing.

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†I still haven’t heard of the retirement contribution money they owe me. Perhaps the letter is waiting for me at home in the burbs. We’ll see later this week!

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

September 2016 Net Worth: $168,051.17

The picture is in honor of another¬†friend’s¬†bachelorette party this past weekend. We took a trolley tour around the city, stopping in front of Wrigley Field, of course. Go Cubbies! I am off to L.A., Sweden, Germany, and Denmark tomorrow! ūüôā

On to the fun stuff…

ASSETS

Cash Savings               5,257.01

CPS 403b                       59,851.59

IRA: Roth                     29,991.82

IRA: Traditional         9,868.06

More Vanguard Fun   40,877.51

Horace Mann 403b   3,290.93

Car                               1,200.00

Pension                        21,500.00

171,836.92

LIABILITIES

Credit Cards               3,785.75

Total Net Worth:         168,051.17

Updates…

Cash Savings: This has gone down, thanks to no consistent pay check. (Funemployment!)

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional:¬†Letting compound interest do it’s thing…

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†This¬†was the only thing that actually went up. Interesting…

Car: I have finally listed this!

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

August 2016 Net Worth: $173,157.16

 

The picture is in honor of my friend’s wedding this upcoming weekend. I love weddings!

You can just call it a “Side Hustle Summer.” With 2-3 babysitting gigs a week along with focus groups and selling items on the side, I am bringing in an okay amount of money. I mean, it’s no steady paycheck (miss those!), but it is still wonderful getting to do whatever you want whenever you want every single day. ūüôā

ASSETS

Cash Savings               6,145.13

CPS 403b                       61,284.85

IRA: Roth                     30,172.59

IRA: Traditional         9,929.23

More Vanguard Fun   41,318.89

Horace Mann 403b   3,284.83

Car                               1,200.00

Pension                        21,500.00

174,835.52

LIABILITIES

Credit Cards               1,677.96

Total Net Worth:         173,157.56

Updates…

Cash Savings: This has gone up, thanks to babysitting gigs and focus groups.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional:¬†Letting compound interest do it’s thing…

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†This just stays there. I probably won’t do anything with it.¬†

Car: I should probably sell this already.

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?