May 2017 Net Worth: $198,031.74

Well, May definitely brought me some flowers in the form of real estate. Within 3 days, I went to a showing, put in an offer, and got it accepted. Now, I’m doing something I said I would never do…buying a condo! No worries, though, since I’m looking at it from an investor’s POV, of course, and renting out two rooms. Gotta get that mortgage paid off somehow, right? ūüėČ

ASSETS

Cash Savings               25,462.40

CPS 403b                      80,807.93

IRA: Roth                     34,877.90

IRA: Traditional         11,302.59

More Vanguard Fun   20,277.52

Horace Mann 403b   3,341.94

Pension                        23,472.67

HSA                               890.89

200,433.84

LIABILITIES

Credit Cards               2,402.10

Total Net Worth:         198,031.74

Updates…

Cash Savings:¬†I don’t think I’ve ever had this much just sitting there…maybe before I cared about where my money is going. ūüėõ All set aside for my closing at the end of this month, of course. ūüôā

403b: Almost maxed out.

IRA Roth and Traditional:¬†Slow and steady…

More Vanguard Fun: All systems a go!

Horace Mann:¬†Still annoyed. Still haven’t done anything.¬†

HSA:¬†It’s on the list to get these funds invested.

Credit Cards: Paying off in full each month.

How are you doing with your net worth goals?

April 2017 Net Worth: $190,100.24

April meant Spring Break and traveling to Medellín, Colombia, a city that is re-building from a crime-filled past. Hopefully, May brings flowers in the form of real estate, since that is what I am finally pursuing next.

ASSETS

Cash Savings               396.42

CPS 403b                      74,878.88

IRA: Roth                     34,169.84

IRA: Traditional         11,027.51

More Vanguard Fun   44,686.89

Horace Mann 403b   3,334.83

Pension                        23,472.67

HSA                               636.35

192,603.39

LIABILITIES

Credit Cards               2,503.15

Total Net Worth:         190,100.24

Updates…

Cash Savings:¬†I had to put rent on my credit card this month because I didn’t have enough in my checking account. Priorities (allocating to investing first). ūüėČ

403b: Halfway to maxing it out!

IRA Roth and Traditional:¬†This hasn’t been updated since mid-April, but they went up a bit.

More Vanguard Fun: All systems a go!

Horace Mann: These have just become annoying. Need to consolidate them. 

HSA:¬†This goes up a bit with every paycheck. I need to call the HSA bank and make sure these funds are being invested well…

Credit Cards:¬†This went up more than I thought it would…perhaps from my Colombia trip?

How are you doing with your net worth goals?

March 2017 Net Worth: $185,971.47

Off to the Tiny House Conference in Portland this weekend. So intrigued by these homes…not only the thought of embracing my inner Walden, but the appeal of saving a ridiculous amount of money and being able to travel wherever, whenever.

This month’s jump isn’t as impressive as February to March’s >10k increase, but I’ll take it. The district added an HSA option to medical insurance this school year,¬†which I was pretty giddy¬†to sign up for, so that’s an exciting new addition to the assets. ūüôā Also impressed with the side hustle income of $700 compared to March 2016’s side income of $390.

Let’s spring into it, shall we?

ASSETS

Cash Savings               1,462.01

CPS 403b                      69,639.62

IRA: Roth                     33,650.21

IRA: Traditional         10,816.66

More Vanguard Fun   44,234.93

Horace Mann 403b   3,328.49

Pension                        23,472.67

HSA                               381.81

186,986.40

LIABILITIES

Credit Cards               1,014.93

Total Net Worth:         185,971.47

Updates…

Cash Savings: Rent. Because I like where I live.

403b: Went up a good chunk thanks to payday contributions.

IRA Roth and Traditional: Went down a bit. Will hopefully have this maxed out by the end of May.

More Vanguard Fun: All systems a go!

Horace Mann: Will see what I can do to get this out and hopefully transfer to Vanguard. 

HSA:¬†New addition. ūüôā

Credit Cards: Paid in full every month.

How are you doing with your net worth goals?

 

February 2017 Net Worth: $179,904.22

A friend and I went to Havana in February for a weekend, and it was a definite throwback…no internet and old cars everywhere! So nice to see people actually looking at each other and not their screens. ūüôā

ASSETS

Cash Savings               2,456.35

CPS 403b                      65,278.38

IRA: Roth                     33,959.50

IRA: Traditional         10,774.95

More Vanguard Fun   43,854.92

Horace Mann 403b   3,321.50

Pension                        21,728.93

181,374.53

LIABILITIES

Credit Cards               1,470.31

Total Net Worth:         179,904.22

Updates…

Cash Savings:¬†This is back to normal because I’m finally getting a paycheck again! ūüėČ

403b: I am back to contributing 2k from each paycheck to this, maxing it out in 9 pay periods.

IRA Roth and Traditional: Letting compound interest do its thing.

More Vanguard Fun: All systems a go!

Horace Mann: Not much of a change, but still a rise from last month. 

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

January 2017 Net Worth: $168,548.33

I took the trip of a lifetime over New Year’s…Antarctica! I have finally been to all seven continents! I started a teaching job right after, hence the craziness of not even putting up a January net worth post. My first paycheck after 6 months comes on Friday…that will feel nice again. ūüėõ I may have not made my end-of-the-year net worth goal, but it was completely worth it!

ASSETS

Cash Savings               517.03

CPS 403b                      63,249.20

IRA: Roth                     32,492.89

IRA: Traditional         10,452.12

More Vanguard Fun   38,902.50

Horace Mann 403b   3,314.44

Pension                        21,728.93

170,657.11

LIABILITIES

Credit Cards               2,108.78

Total Net Worth:         168,548.33

Updates…

Cash Savings:¬†This¬†has gone down because…ANTARCTICA!

403b: I can finally start contributing to this!

IRA Roth and Traditional: Letting compound interest do its thing.

More Vanguard Fun:¬†This seems to be allocated well, considering I get e-mails telling me I can save an “additional $100” by moving this around. I’m good. Thanks. ūüėČ

Horace Mann:¬†I don’t know if there was any “retirement money.”

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

Back to “work” as a teacher tomorrow!

I am so happy to announce the principal called me and told me I can start to go back as a temporary teacher tomorrow! Woo! I was bummin’ pretty hard about going back as an aide (after being a teacher for so long), but I am SO excited to go back to teaching! I missed it! I love my job and don’t see it as “work.”

Because of my 90-day¬†leave, I will miss my net worth goal by 20K this year, but, guys, get this. Since the stock market has been doing so well, even though I have been without a paycheck the past six months, my net worth has only gone down 5K. That’s it!

Life is so, so good. Did I mention I love this time of year?¬†It truly is the most wonderful time of the year! ūüôā

November 2016 Net Worth: $168,887.08

My mom and I went to Hong Kong over Thanksgiving Break. What a cool city! I start an aide position this week or next, depending on when my fingerprints go through.

On to the fun stuff…

ASSETS

Cash Savings               71.32

CPS 403b                      61,241.83

IRA: Roth                     31,534.06

IRA: Traditional         10,097.27

More Vanguard Fun   45,326.75

Horace Mann 403b   3,301.91

Pension                        21,500.00

173,073.14

LIABILITIES

Credit Cards               4,186.06

Total Net Worth:         168,887.08

Updates…

Cash Savings: This has gone down because I have paid off some cards.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional: Letting compound interest do its thing.

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†I still haven’t heard of the retirement contribution money they owe me. Perhaps the letter is waiting for me at home in the burbs. We’ll see later this week!

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

October 2016 Net Worth: $169,275.18

Well, there she is. Bye, bye Shima! We sold her this past month. I’m not going to say I didn’t cry. It’s silly, I know. A car. But, when it’s your first car, your dream car, and you think of everything that’s happened to you in the past 12 years, well, you know, memories and stuff. ūüėČ

ASSETS

Cash Savings               5,811.90

CPS 403b                       60,037.09

IRA: Roth                     30,647.13

IRA: Traditional         9,898.64

More Vanguard Fun   41,283.95

Horace Mann 403b   3,296.47

Pension                        21,500.00

172,475.18

LIABILITIES

Credit Cards               3,199.31

Total Net Worth:         169,275.87

Updates…

Cash Savings: This has gone up because of the sale of my car.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional: Letting compound interest do its thing.

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann: They sent me a letter saying there may be some money owed from the Retirement fund, so I may be looking into that next month. 

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

September 2016 Net Worth: $168,051.17

The picture is in honor of another¬†friend’s¬†bachelorette party this past weekend. We took a trolley tour around the city, stopping in front of Wrigley Field, of course. Go Cubbies! I am off to L.A., Sweden, Germany, and Denmark tomorrow! ūüôā

On to the fun stuff…

ASSETS

Cash Savings               5,257.01

CPS 403b                       59,851.59

IRA: Roth                     29,991.82

IRA: Traditional         9,868.06

More Vanguard Fun   40,877.51

Horace Mann 403b   3,290.93

Car                               1,200.00

Pension                        21,500.00

171,836.92

LIABILITIES

Credit Cards               3,785.75

Total Net Worth:         168,051.17

Updates…

Cash Savings: This has gone down, thanks to no consistent pay check. (Funemployment!)

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional:¬†Letting compound interest do it’s thing…

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†This¬†was the only thing that actually went up. Interesting…

Car: I have finally listed this!

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?

August 2016 Net Worth: $173,157.16

 

The picture is in honor of my friend’s wedding this upcoming weekend. I love weddings!

You can just call it a “Side Hustle Summer.” With 2-3 babysitting gigs a week along with focus groups and selling items on the side, I am bringing in an okay amount of money. I mean, it’s no steady paycheck (miss those!), but it is still wonderful getting to do whatever you want whenever you want every single day. ūüôā

ASSETS

Cash Savings               6,145.13

CPS 403b                       61,284.85

IRA: Roth                     30,172.59

IRA: Traditional         9,929.23

More Vanguard Fun   41,318.89

Horace Mann 403b   3,284.83

Car                               1,200.00

Pension                        21,500.00

174,835.52

LIABILITIES

Credit Cards               1,677.96

Total Net Worth:         173,157.56

Updates…

Cash Savings: This has gone up, thanks to babysitting gigs and focus groups.

403b:¬†This isn’t happening until I get another teaching job.

IRA Roth and Traditional:¬†Letting compound interest do it’s thing…

More Vanguard Fun: I have more time to look into asset allocation.

Horace Mann:¬†This just stays there. I probably won’t do anything with it.¬†

Car: I should probably sell this already.

Credit Cards: I pay these off in full every month.

How are you doing with your net worth goals?